Motorcycle insurance
Motorcycle
At Grupo Baeza we believe that the ideal insurance for your motorcycle is one that fits your way of riding and provides you with flexibility and versatility according to your needs.
The best motorcycle insurance
The ideal way to get the most out of your bike
We have the best motorcycle insurance with the widest selection of coverage and guarantees on the market.
- Travel assistance
- Protection against theft and fire
- 24h/ 365 days at your disposal
- Protection against damage or partial theft
Motorcycle insurance in Mallorca
With Grupo Baeza motorcycle insurance you can enjoy each trip without worries, as we take care of everything, always prioritizing your peace of mind. Our expert agents will advise you on how to find the motorcycle policy that perfectly suits your needs and offer suggestions on additional coverage that could be useful to you.
By choosing our insurance, you will have the confidence of being protected against accidents, theft or fire. We provide you with a wide variety of coverage, from mandatory Civil Liability to options such as legal defense, travel assistance and extension of vehicle damage. Baeza’s motorcycle insurance is completely customizable, allowing you to adapt it to both your budget and your requirements.
Your question about our motorcycle insurance
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Frequently asked questions
About motorcycle insurance
Why hire BAEZA to insure your motorcycle?
Motorcycle insurance is a legal requirement in Spain, so why not opt for one of the most renowned insurers in the sector?
Grupo Baeza offers you the guarantee of flexibility, a high-quality service, agile management in the processing and settlement of claims, discounts for not having had incidents and, without a doubt, the best price when you take out your motorcycle insurance with us.
What does Civil Liability consist of?
Civil liability insurance for motorcycles is a legal requirement in Spain that protects against the liabilities you may assume, that is, the damage that your motorcycle may cause to third parties. This type of insurance will cover both property and personal damage caused in an accident involving your vehicle, regardless of whether you are the driver at the time.
In addition to the mandatory coverage, there is the option of taking out voluntary civil liability insurance, which acts as a complement to the basic policy and allows coverage to be increased to higher limits, reaching up to €50,000,000 for damages.
Likewise, this insurance is responsible for managing the defense and claim of any damage you may suffer. In summary, there are two categories of civil liability insurance: those that are mandatory for cars and motorcycles, and voluntary insurance that extends the coverage of mandatory insurance and includes those who are not subject to this obligation.
What are the different types of motorcycle insurance?
The motorcycle insurance available is Basic Third Party, Third Party with Assistance, Full Third Party and All Risk with Excess.
What is the economic value of Motorcycle Insurance?
The cost of motorcycle insurance varies according to several factors, with the type of policy chosen being decisive, which can range from the basic, known as “Third Party”, to the most complete, called “All Risk with Excess”, which offers greater coverage and a higher price. Once the modality is selected, the driver’s age, the age of their license and their accident history are taken into account. A driver with a good record and no claims usually benefits from more competitive prices, while those who report accidents may see their costs increase. In addition, factors such as the use of the vehicle and the driving area, as well as the specific characteristics of the vehicle, such as make and model, also influence the premium. It is important to remember that, if you own a vehicle, the law requires you to take out and maintain insurance that covers the driver’s civil liability.
How should I report an accident report?
You must do it clearly, without forgetting any section and with as much information as possible about the opponent or opponents as this will facilitate the process. In addition, it is important that you describe the manner in which the accident occurred and that the statement is signed by all those involved as long as there is agreement between the parties involved.
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