Home Insurance
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The best home insurance
We protect the place that matters most to you
Baeza Home It is a multi-risk insurance with a structure of guarantees and coverage that depends on the use you give to your home. It is designed to adapt to different types of homes and clients to facilitate the creation of insurance tailored to your needs.
- Non-payment of rent
- Malicious damage caused by the tenant
- Domestic Animal and Dangerous Dog Liability
- Urgent plumbing without damage
- Locksmith 24/7
- Fire and theft
Home insurance in Mallorca
We understand that having your own home and renting are different situations, but in both cases it is essential to feel safe and protected, having insurance that fits your needs and that solves any inconvenience quickly and effectively. With Baeza Hogar you can select the coverage that best suits your lifestyle, while we are dedicated to offering you a quality service. If you need advice on creating your home insurance, do not hesitate to contact one of our experts.
Home insurance for homeowners in Baeza
It offers guarantees to safeguard your home and belongings against: fire, weather events, electrical damage, water damage, breakage, theft and vandalism.
Guarantees for indirect damages: Aesthetic restoration of the building (structure and construction materials), temporary uninhabitability, compensation for trespassing.
In addition, specific guarantees for rentals: Non-payment of rent, loss of income due to unhabitability, civil liability of the landlord, legal defense of the landlord, intentional damages by the tenant.
Home insurance for renters in Baeza
Enjoy renting with full support for your assets and interests.
It includes the basic guarantees of homeowners insurance and specific guarantees for renters:
Civil liability of the property towards landlords.
Legal defense in disputes related to the rental contract.
Your query about our home insurance
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Frequently asked questions
About Home Insurance
What do you mean by “Content”?
It refers to the set of movable assets that make up the equipment of the home and the objects of daily use of those who reside in it on a regular basis, such as furniture, including fixed furniture such as kitchen furniture, household appliances, personal trousseau that includes clothing and personal belongings, as well as household goods that include bed linen and towels, household goods and provisions, tools and utensils for the home and garden, as well as bicycles and wheelchairs, and jewelry with a stipulated limit.
On the other hand, it also refers to Works of Art and Special Objects.
Can I choose to take out all the coverages or do I have the option to select just one?
With Home insurance you can choose between different contracting packages, which means that you only need to provide the information of the home and the client, as well as the required capital, to receive up to three available options: Essential Home, Comfortable Home and Exclusive Home. If you prefer another option, you have the possibility of taking out à la carte, allowing you to personalise your home insurance in a flexible way and adapted to your needs, based on a recommended standard, choosing additional guarantees and different limits.
Does home insurance include civil liability for my pet?
What do you mean by “Continent”?
It is the part of the building intended for housing together with the additional rooms. This includes the main construction, fitted wardrobes, fireplaces, enclosures and the outbuildings and annexes such as garages and storage rooms. It also encompasses fences, walls, containment fences, roads, and other paved surfaces. Sports, recreation and landscaping infrastructure areas and facilities are considered, as well as fixed water, gas, electricity, telephone, security, heating and cooling installations. In addition, it includes antennas, solar panels, lampposts, poles and other fixed elements.
Excluded from the concept of building are the land or plot, as well as furniture, even those that are fixed such as those in the kitchen.
If I am only a tenant, can I be insured?
If you live in a rented home you also need good insurance, but you only have to take out the First Risk Building, Civil Liability and Contents.
It is an insurance where the main thing to insure is the tenant’s contents and a continent capital at first risk. In addition to guarantees from outside the house and additional services.
How to act in the event of an accident?
It is essential that you inform us about the claim as soon as possible, always within a maximum period of seven days. In addition, you must take all possible measures to reduce or minimise losses and/or liability claims, following the instructions provided by us, as failure to comply with this obligation could affect your compensation, depending on the extent of the damage caused and the level of liability that corresponds to you.
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