Life and accident insurance
Life and accidents
Grupo Baeza offers you the most complete and reliable life and accident insurance. Take care of yourself in the event of unforeseen events and choose from a variety of coverages designed so you can focus on what really matters. With our customizable options, you’ll find the protection that best suits your needs.
The best life insurance
Protect yourself to protect those who matter most to you
At Grupo Baeza we understand that one of your most important concerns is what will happen to your family or loved ones if you are absent.
That is why Baeza life insurance is presented as the ideal solution to ensure your financial well-being in those difficult times.
- Accidents
- Life Insurance
- Serious illnesses
- Loan repayment
- Mortgage repayment
- Permanent occupational disability
- Death
Life insurance in Mallorca
At Grupo Baeza, we provide you with a varied selection of coverage so that you can find the option that best suits your needs and budget. Our insurance covers protection in the event of death, permanent disability and other unexpected eventualities. We also offer mortgage-linked insurance and life insurance tied to consumer loans. In order to provide you with the insurance that best suits you, we have created various alternatives based on the insured capital you wish to take out. In addition, you will have the possibility of accessing additional coverage such as permanent professional disability and you will be able to include complete health, welfare and assistance in the preparation of legal and vital wills.
We also offer you the most reliable accident insurance, designed to protect you against unforeseen events. We have comprehensive coverage that allows you to focus on what really matters. Discover our variety of accident insurance, all customizable so that you can choose the one that best suits your needs.
Your enquiry about our life insurance
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Frequently asked questions
About Life & Casualty Insurance
Why take out life insurance?
Life insurance provides you with the certainty that the plans you have made for your future and that of your family will become a reality in the event of death or disability, ranging from the coverage of a mortgage loan to the guarantee of your children’s education.
What do you mean by Disability?
Absolute and Permanent Disability is understood to be the irreversible physical or mental condition that results in the total and permanent inability of the Insured to carry out any type of professional or work activity, either autonomously or dependently, as well as to carry out their daily activities normally, and which is caused by an accident or illness that occurs outside the Insured’s will.
What is healthcare?
Health care refers to the medical and hospital service provided to the insured with the aim of restoring their health in the event of an accident. In the medical centers recommended by Grupo Baeza there is no established limit on the cost of such assistance. In addition, it is possible to choose to receive care in hospitals or with professionals outside these centers, in which case the sum insured will be limited to what is contracted.
Can I only have life insurance?
Yes, it is feasible to have multiple life insurances, since each policy can be adapted to different requirements. For example, you have the option of associating your life insurance with a mortgage, a personal loan, or a specific insured capital.
What does accident insurance consist of?
Accident insurance allows the contracting of significant insured sums in the event of death or severe disability, with the aim of compensating the beneficiaries, the insured or their heirs for the negative economic repercussions that may arise from bodily accidents, including their sequelae and possible treatment costs.
Can a second medical opinion be requested in life insurance?
Partial Permanent Disability refers to the loss of one or more limbs or their functions, as well as other parts of the body, due to an accident. To calculate the compensation that corresponds to this Partial Disability, a “scale” is used, which is a table with percentages that evaluates the physical or functional loss derived from the injuries and establishes the final amount of compensation.
News & Tips
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