Liability Insurance

Liability

We know your company’s needs very well. We know that any unforeseen event can arise that puts not only your business at risk but also employees or managers. For this reason, we offer you different civil liability insurances.

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Best liabiity Protection

Because peace of mind is essential

Our daily actions are not without risk. We can all be involved in unforeseen situations that harm third parties. There is no need to worry if such an unexpected situation occurs. That’s why we offer liability insurance to protect you from claims that could damage your property.

Legal defense
Damages caused to third parties
Compensation for liability for damage to third parties
Complete protection
Claims and legal proceedings

Liability Insurance in Mallorca

Simply live in society, be the owner or tenant of one or more flats and associated premises, practice sports as an amateur, have domestic staff, travel abroad for non-professional reasons, etc.
All risks arising from the event are covered by specific insurance.

Our Liability insurance is an instrument to deal with liabilities that may be imputed to you as a manager, entrepreneur or self-employed, in the exercise of your professional activity. Also to comply with contractual or regulatory obligations and for those who are exposed to environmental damage.

General Liability insurance is the indemnity insurance for damage caused to third parties that offers the highest possible level of insurance coverage to natural and legal persons operating both in the industrial sector and in practically all areas of the economy.

Liability for Companies and Self-Employed responds to the insurance needs of SMEs and self-employed workers, providing them with adequate protection against claims for damage caused to third parties.

Your inquiry about our Liability insurance

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Frequently asked questions

About Liability Insurance

Why do we need Liability insurance?

More and more people are looking for more solid protection in this area against possible eventualities that can affect both their personal and professional lives. Legislation, both at the state and regional level, is intensifying, requiring this type of insurance for a growing number of risks. At Grupo Baeza, we offer Civil Liability insurance, which is a comprehensive policy, designed to meet practically all the expectations of our policyholders thanks to its extensive coverage, with rates that adjust to the characteristics and particularities of the different risks it covers.

Why is professional liability insurance important?

Professional liability insurance insures workers and those who use their services.
If you don’t have them and the professional is careless, you may have to deal with your own assets.

What does a damage claim mean?

Through this guarantee, the insurance company provides the necessary protection for amicable or judicial recovery in the Spanish courts of damages caused by third parties identified and suffered by the insured or by duly identified employees.
We will cover all costs up to the maximum amount.
Registration in the corresponding social security system.
The same applies to the insured or to property owned by the insured due to negligence or contractual negligence resulting from the failure of a person duly authorized to perform these obligations in the services rendered by a person duly authorized to perform these obligations.

Is it mandatory to have professional liability insurance?

Professional civil liability insurance, although not a legal requirement, is highly recommended, as it provides protection in case of errors or negligence in the exercise of the profession.

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