Accident and Sickness Benefit Insurance
Income Protection Insurance
Income Protection Insurance for Accidents and Illness exists because we all know that while many medical expenses are covered by Social Security or other health insurance, there are many others that are not.
The peace of mind you need when you can’t work
Because your stability matters
At Grupo Baeza, we offer you the support you need to protect your income in the event of illness or accident, ensuring an economic subsidy that allows you to face any unforeseen event with peace of mind.
- Financial coverage for temporary disability
- Guaranteed daily allowance for sickness or accident
- Compensation for lost income
- Protection to face additional expenses generated by your disability
- No complicated procedures: agile and efficient
- Personalized support tailored to your needs
Income Protection Insurance for Accidents and Illness in Mallorca
Income Protection Insurance for Accidents and Illness to compensate for the loss of income or the increase in expenses generated by a temporary disability or hospital admission caused by illness or accident. If you want to be part of our family, do not hesitate any longer, request a quote for this insurance online and your Agent will contact you as soon as possible, or consult the advantages, coverage and taxation offered by the Health and Subsidy Insurance for your company. If you do not have an Agent, you can select one from the closest to your home. Income Protection Insurance for Accidents and Illness exists because we all know that while many medical expenses are covered by Social Security or other health insurance, there are many others that are not. An example of these uncovered expenses are: transportation and maintenance of the companion, care of minor children, hiring household assistance, etc.
We have created the Sickness and Accident Allowance insurance: the insurance that helps you financially in the event of hospitalisation, guaranteeing a daily amount in those cases where, due to suffering an illness or accident, you have to be hospitalised.
Temporary Disability Insurance:
It ensures a daily amount in the event of hospital admission due to illness or accident
Compensation for hospitalization:
It ensures a daily amount in the event of hospital admission due to illness or accident
Your enquiry about our health insurance
Send us a message with your query. One of our agents will contact you shortly:
Frequently asked questions
About Income Protection Insurance for Accidents and Illness
What is Income Protection Insurance for Accidents and Illness?
It is insurance designed to cover the loss of income when you are unable to work due to an accident or illness. It provides you with a financial subsidy during the period you are disabled, helping you to maintain financial stability.
Who can take out this insurance?
It is aimed at self-employed workers, employees and employers who wish to protect their income in the event of temporary disability due to accident or illness, guaranteeing economic peace of mind during their recovery.
What kind of situations does this insurance cover?
The insurance covers situations where the insured is unable to perform their usual work due to temporary disability caused by an accident or illness. The specific coverages will depend on the conditions of the policy.
How long does the subsidy last in the event of an accident?
The duration of the subsidy varies depending on the policy contracted. Some offer coverage for a limited time (such as 6 or 12 months), while others may be extended depending on how long you have been disabled certified by a doctor.
News & Tips
More tips for your peace of mind in our Blog
The importance of good and fast claims management in insurance
When taking out insurance, many people focus primarily on the price or the coverage included. However, there's a factor that often goes unnoticed until it's truly needed: claims management. That's when the true quality of a policy, and especially the professionalism...
How to choose the best home insurance in Mallorca according to your type of property
In Mallorca, not all homes are the same, and that means that not all home insurance policies should be either. Insuring an apartment in Palma is not the same as insuring a rural property in the interior of the island, a villa on the coast, or a second home that is...
How to plan your financial future with savings and pension insurance
Thinking about the financial future is often sidelined by the urgencies of the present. However, financial security doesn't appear spontaneously: it's built through conscious and sustained decisions. In a context where the public pension system is constantly being...



